Journal-Times (Grayson, KY)

November 6, 2013

County insurance rates jump 33 percent

By Joe Lewis - Staff Writer

Nov. 6, 2013 — Carter Fiscal Court met in special session last Wednesday to discuss a substantial rate hike to the county's property and liability insurance.

Judge-Executive Charles Wallace informed the Court that the county's annual insurance coverage, which is purchased through the Kentucky Association of Counties (KACO) is being raised by approximately $77,000, an increase of 33 percent.

The high rate of claims payout is the main reason the county is being re-classified as a “high risk” customer by its insurance provider.

A total of 78 claims were filed against Carter County during the time period covering July 1, 2008, to June 30, 2013. Of those claims, 69 are closed and nine are still open with action pending.

Fifteen claims exceeded $10,000 in incurred costs to the county's insurance provider. Nine of the high payout claims have resulted in a total of $713,232.14 worth of damages paid out. The other six are still open.

Six high payout claims made against the county jail include denial of medical care, cruel and unusual punishment, failure to pay transport expenses, hostile work environment, violation of civil rights and wrongful death.

Those incidents happened during the tenure of former jailer Randy Binion.

Fiscal Court unanimously approved payment of the new insurance premium, along with other bills that were presented at the meeting.

The Court’s next meeting is Tuesday, Nov. 18, at 10 a.m. in Room 221 of the county courthouse.

Joe Lewis can be reached at or by telephone at 286-4201.